Product manager - payment

About us

Seccl is the Octopus-owned embedded investment platform that’s helping more people to invest – and invest well. 

Our sector is being held back by old tech, dismal processes and misaligned interests. Together they create pointless complexity for financial planning and investment professionals, and provide outdated, overpriced experiences for customers. We’re on a mission to fix it. 

We help forward-thinking financial planners, wealth managers and investment platforms to reimagine their business and client experience – empowering them to build better, more sustainable and more valuable operations, and meet the digital demands of the future, not the baseline expectations of the past. 

And we do it by reimagining their technology – with a low-cost, hyper-efficient and (genuinely) API-first technology infrastructure that handles millions of requests every day, and powers the portfolios of more than 160,000 investors. 

A regulated custodian and ISA/SIPP provider, we combine the disruptive mindset and ambitious mission to shake things up, with the commitment and substance to not screw them up. 

We’re proud to be part of Octopus, the £12.8 billion group that's on a mission to breathe new life into broken industries, through companies like Octopus Energy, Octopus Investments and Octopus Money. 

TLDR 

We’re a business with insane product-market fit, impressive early traction and an offering that has the potential to transform an outdated industry for the better. We’ve doubled the size of our business over the last six months and expect to do that a few more times over the next few years. 

The role

We’re looking for a Payment product manager to join one of our payment squads. This role is perfect for someone passionate about solving customer problems and who want to transform the advice and investment space. In this role, you’ll help shape Seccl’s payment solutions, from banking integrations to seamless payment processing and robust AML workflows.

At Seccl, we’re transforming the advice and investment space with innovative technology that spans trading, custody, client money management, client reporting, tax wrapper administration, and more. As a Payment product manager, you’ll play a pivotal role in driving these advancements and ensuring we deliver value to our customers.

This is an opportunity to:

• Shape the payment strategy and roadmap for a fast-growing fintech that want to disrupt an outdated industry.
• Work closely with engineers, operations, and other stakeholders to solve complex customer problems.
• Contribute to a high-performing, autonomous squad where your ideas will directly influence our success.

Key Responsibilities:

• Be part of a high-performing, autonomous cross-functional squad driven by a shared obsession with solving customer problems.
• Work closely with the Lead Product Manager and Operations Lead to shape the strategy and maintain a clear, prioritised roadmap that addresses customer pain points and drives business outcomes.
• Work closely as a pod with engineers, operations, and other stakeholders to solve payment challenges for our customers.
• Collaborate with engineers and QAs to own the end-to-end delivery of technology to our customers – shaping, designing, building, and maintaining the squad's product area.
• Translate product roadmap features into well-defined product requirements, including epics, user stories, and acceptance criteria.
• Prioritise and maintain the sprint backlog, balancing stakeholder needs while maximising value for customers.
• Partner with the Lead Product Manager, stakeholders, and customers across the organisation to inform the product vision, strategy, and prioritisation of features.
• Engage directly with customers to gather requirements, validate solutions, and ensure the product delivers value.
• Use quantitative and qualitative data to make evidence-based decisions.

You’ll be successful in this role if you…

• Have direct experience in investment platforms, fintech, or a regulated domain (e.g., banking tech, insurance, healthcare). While familiarity with APIs and payment technology is helpful, a strong willingness to learn and adapt is equally valued.
• Demonstrate a bias for action and proactivity, even when navigating uncertainty – you take initiative to identify opportunities, gather data, and move projects forward, even when faced with ambiguity or complexity.
• Bring structure and clarity to ambiguous situations and complex problems.
• Are obsessed with understanding and solving customer problems, constantly identifying opportunities for growth and improvement.
• Excel at delivering outcomes and following through on your commitments.
• Are an effective communicator, both as a listener and a speaker, with experience working closely with risk teams and engaging senior stakeholders. 
• Embrace self-directed learning and regularly bring external insights to benefit the team and customers.
• Continuously seek to improve your product management craft, staying curious and open to new perspectives.

This role isn’t for you if:

• You rely on top-down direction. Here, you’ll have significant freedom and ownership to shape your progression and deliver outcomes.
• You’re uncomfortable in a fast-paced environment. Our agility and scalability are what set us apart, and we expect quick thinking and adaptability.
• You struggle to execute your ideas. We value people who follow through and deliver on what they set out to achieve.
• You resist change. You’ll thrive here if you embrace the ambiguity of rapid growth and see change as an opportunity rather than a challenge.

Our culture

We are proud to cultivate a culture first, human environment and genuinely listen to our people about what matters to them most. As a result, we’re proud we’ve cultivated a transparent and inclusive environment that encourages diversity of thought, challenge and experimentation.

Our purpose is supported by a series of non-negotiable operating principles that define how we work to deliver value for each other and for our clients:  

1. Never settle 

We think of ourselves as ‘embedded hero-makers’ for our customers. We put them first, and if we say we’ll do something, we’ll move heaven earth to do it. We think boldly and embrace change.  

1. Take ownership 

We think rigorously and deeply about a problem, but then charge at it, acting with and urgency and speed that sets us apart. But we never lose sight on quality or long-term scalability.  

1. Be generous and candid 

We encourage our people – and our customers – to challenge us and never shy away from tough conversations. We have a flat and inclusive culture where everyone can be themselves – and speak up.  

We have offices in central Bath and Edinburgh, and London. We’re working as a hybrid team supporting each of our people to choose how they work best. We’ve always been supportive of flexible working that focuses on delivery and impact, rather than hours worked. Don’t just take our word for it, check out our Glassdoor page for the latest reviews or our Instagram, and LinkedIn for company updates and insights from the team.

What’s in it for you…

We offer a generous blend of benefits for the things that really matter to our people, including:

• 27 days holiday + bank holidays (some can be flexible) + day off on your birthday.
• 3 days (full time) per year for Dependant leave
• 2 days off per year to volunteer for a registered charity of your choice, including our charity partners Aid Box Community and Edinburgh Food Project
• Length of service award – 1 month paid sabbatical at 8 years.
• 6% employer pension contribution, and life assurance
• Private medical insurance with AXA Health
• Enhanced Parental leave and flexibility to integrate your home and work life in a trusted environment.
• Will writing offering via Octopus Legacy
• MacBook and up to £500 home office set up budget.
• £700 per person learning budget.
• Option to work abroad for up to 6 weeks in the year.
• Health and wellbeing initiatives including free therapy via Wellness Cloud, mental health support via Headspace.
• Strong financial wellbeing focus including access to Octopus Money, Octopus Share Incentive Plan and Seccl invest (our own platform for you to manage your investments)
• Octopus Electric Vehicle scheme after 12 months of employment
• Perkbox – Flexi-points giving you a range of discounts and perks including free weekly coffee, gym and retail discounts.
• Cycle to work scheme - saving money on a range of bikes and accessories.

Our aim is to build a diverse and inclusive company of awesome people, with unique skills, passions and experiences.  We encourage everyone to join us, whatever your gender identity, race, ethnicity, sexual orientation, age or background.

We usually allow around two weeks for sourcing some great candidates so don’t be dishearten if we’re not in touch right away, we’ll let you know next steps as soon as we can.

If you think you have most of what we are looking for, then what are you waiting for? Go ahead and apply. We’d love to hear from you!